Wallets bring new customers into the financial system. Wallet Banking gives you the platform to launch, operate and grow a wallet programme of your own.
TrustRoute Wallet Banking provides the ledger, customer journeys and back-office tools for a complete wallet programme, integrated with your core banking system, your agent network and your payment partners.
A complete platform, ready for your customers.
Onboarding & KYC
Digital onboarding with tiered accounts and connections to your KYC checks.
Wallet Ledger
A secure, auditable ledger for balances, limits and transaction history.
P2P Transfers
Instant transfers between wallets, by phone number or account.
Merchant Payments
QR and account-based payments at shops and online merchants.
Cash-In & Cash-Out
Through agents, branches and linked bank accounts.
Back Office & Reporting
Customer service, limits, reconciliation and regulatory reports.
Frequently asked.
Can the wallet carry our own brand?
Yes. Wallet Banking is white-label: the customer experience carries your name, colours and tone.
Do we need a licence to operate a wallet?
Wallet programmes are regulated differently in each market. We work with you, and your licensed partners where needed, to align the deployment with the requirements of your regulator.
How does the wallet connect to our core banking system?
Wallet Banking integrates with your core for funding, settlement and account linking, through standard interfaces confirmed during the assessment stage.
Can customers use the wallet without a smartphone?
Wallet services can be extended to basic phones through our SMS and USSD channel, so every customer can take part.
Request a Wallet Banking demonstration.
See how a wallet programme could work for your institution and your customers.
Request a demo